Some people may look at something just from a narrow angle only. It is impossible to buy a car if only a mediocre income. And on the other hand they believe, can certainly buy a car if it has a substantial income. Actually, careful planning and good management that allows something that is invisible to the eye looks impossible.
"It is impossible to buy a car if the monthly salary is just enough for eating '. Actually, this condition is only a basic logic. In fact, despite the huge income even if you are not accompanied by planning and good financial management tend to feel you will not be sufficient, especially to be able to buy a car.
For those of you who really want to have a car, be it a used car or new car tips I want to share with you how to set aside money from the income which is actually quite low so that later on you can buy your dream car. Please refer to the following tips.
Determine the amount of money you can set aside after being used for operational expenses of your life.
Suppose income / month you of Rp 3.5 million, set aside at least Rp 1.5 million to save or to be invested.
With diangka income of Rp 3.5 million / month and set aside for savings of Rp 1.5/bulan, then realistically you can have a used car with a price range of $ 50 million.
As per estimates of the amount of money that you can tube, which is Rp 1.5 million / month, then to be able to buy a used car worth USD 50 million-an you take time for three years.
If you save Rp 1.5 million / month for 36 months, then the money collected amounted to Rp 54 million.
If three years is too long to raise money amounting to Rp 54 million to Rp result of saving of 1.5 million / month, then you can allocate money to invest your savings. If you are not too familiar with the world of investment, choose the most convenient, for example by buying a pet (cows, goats, etc.). Thus your money will grow faster and do not have to wait for three years to break the USD 54 million.
That's a smart way to be able to buy a car even with a low income. The most important thing to emphasize is that you should "keep your target". Do not use the money for any needs that are secondary, the priority is to save money.